Pragmatic Play’s table and crash games: blackjack at 99.62%, roulette at 97.30%, and what each costs per ₱10,000
Short answer — Pragmatic Play’s RNG table games list the highest RTPs in its catalogue: Multihand Blackjack 99.62%, American Blackjack 99.60%, Baccarat 98.76% and European Roulette 97.30%. Its two crash games with a published RTP sit at 97.00% (High Flyer) and 95.50% (Big Bass Crash). The RNG Dragon Tiger is 96.27%, below the most common slot figure of 96.50%. On ₱10,000 of total bets, the expected long-run cost runs from ₱38 for Multihand Blackjack to ₱450 for Big Bass Crash, by our calculation. We read every page on 19 October 2026.
These are RNG (computer) versions on Pragmatic’s game pages, not its live-dealer studio. This guide compares them with each other and with a typical slot, and explains what the headline RTP assumes.
The games side by side
| Game (official page) | RTP | Expected cost per ₱10,000* | What the page describes |
|---|---|---|---|
| Multihand Blackjack | 99.62% | ₱38 | Up to four hands, eight-deck shoe |
| American Blackjack | 99.60% | ₱40 | Up to three hands, eight-deck shoe, “pure America rules” |
| Baccarat | 98.76% | ₱124 | Player, Banker or Tie bets |
| Roulette (European) | 97.30% | ₱270 | 37 pockets (1–36 plus a single 0); side bets available |
| High Flyer (crash) | 97.00% | ₱300 | Crash game, two bet spots, multipliers up to 1,000,000x |
| Dragon Tiger | 96.27% | ₱373 | Two-card game: bet on the higher of Dragon or Tiger |
| Big Bass Crash | 95.50% | ₱450 | Crash game: cash out before the fisherman loses |
*Expected cost = (100% − RTP) × ₱10,000, our calculation of a long-run average across many rounds. The Spaceman crash game page showed no RTP when we checked.
What each RTP assumes
Blackjack: only with correct play
A blackjack RTP near 99.6% assumes you make the mathematically best decision on every hand. The pages describe eight-deck shoes and the usual stand, hit, double and split options. Playing by hunch, or taking insurance, lowers your actual return below the headline. The pages do not list every dealer rule, so open the rules screen before you play.
Roulette: the single zero
The page describes European roulette with 37 pockets, including one green 0. A straight-up bet pays 35 to 1 on 1 pocket out of 37, which gives the 97.30% RTP (36 ÷ 37 = 97.30%), by our check. The pages mention side bets but do not give their RTPs.
Baccarat: one figure, three bets
Baccarat lets you bet on Player, Banker or Tie, and each bet has a different house edge. The page gives a single RTP of 98.76%. That matches the standard return on the Player bet in eight-deck baccarat, by our check. The Tie bet is usually far worse, so check the payout table in the game.
Crash games: you choose when to stop
High Flyer Crash Game by Pragmatic Play lets you cash out manually or set an automatic cash-out, with multipliers that can reach 1,000,000x. Big Bass Crash works the same way: you lose the stake if you have not cashed out before the fisherman loses. The RTP is a long-run average across all cash-out choices. Waiting for a higher multiplier does not raise it.
How these compare with slots
A typical Pragmatic slot at 96.50% costs ₱350 per ₱10,000 in the long run, by our calculation. Correctly played blackjack costs about a tenth of that, and roulette about three-quarters. Dragon Tiger and Big Bass Crash cost more than a typical slot. Slots, however, have features and large maximum wins that most table games do not.
Checklist
- Check that you are playing the RNG version you expect. Live-dealer tables have their own rules and RTPs.
- For blackjack, learn basic strategy before you play, and skip insurance.
- For baccarat, compare the Player, Banker and Tie payouts in the game.
- For crash games, set a cash-out level and a budget before the round starts.
Before you play
Online gaming in the Philippines is for adults only (21+), so check the age rule and the licence of the platform you use. Set a budget and a time limit before you start. A higher RTP lowers the long-run cost but does not guarantee a winning session.
Sources (checked 19 October 2026): the Pragmatic Play game pages linked in the table and the Spaceman page. Peso figures and the roulette and baccarat checks are our own calculation.